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South Bend, Indiana

The development read on South Bend, from verified US Census data and the live Cividian layers. Every figure below is sourced; anything unverified is marked pending, never estimated.

F grade
Ranks above 8% of peers
Economic grade against US cities and towns with 100,000 to 250,000 residents. Losing ground to peers. Confidence high.
People: DIncome: FWork: DHousing: FBusiness: F
Why this grade: every measure and its source
MeasureHerePeer medianSource
Population change over 5 years0.6%2.7%US Census ACS 5-year B01003 · 2014-2018 vs 2019-2023 · place
Median household income$52,512$78,147US Census ACS 5-year B19013 · 2019-2023 · place
Income per person$29,511$38,099US Census ACS 5-year B19301 · 2019-2023 · place
Median earnings of working residents$34,369$41,802US Census ACS 5-year B20002 · 2019-2023 · place
Poverty rate22.6%12.3%US Census ACS 5-year B17001 · 2019-2023 · place
Household income change over 5 years34.8%31.7%US Census ACS 5-year B19013 · 2014-2018 vs 2019-2023 · place
Adults 16 and over in the labor force63.0%65.5%US Census ACS 5-year B23025 · 2019-2023 · place
Unemployment rate6.0%5.5%US Census ACS 5-year B23025 · 2019-2023 · place
Vacant homes, not counting seasonal homes12.2%5.0%US Census ACS 5-year B25004 · 2019-2023 · place
Idle vacant homes (not for rent, sale or seasonal use)5.3%1.9%US Census ACS 5-year B25004 · 2019-2023 · place
Median rent as a share of household income31.3%31.7%US Census ACS 5-year B25071 · 2019-2023 · place
Home value change over 5 years50.9%52.6%US Census ACS 5-year B25077 · 2014-2018 vs 2019-2023 · place
Homes the Postal Service reports vacantThe HUD token is not registered for the USPS vacancy dataset.n/aHUD Aggregated USPS Administrative Data on Address Vacancies · St. Joseph County, Indiana
Homes vacant long term (USPS)The HUD token is not registered for the USPS vacancy dataset.n/aHUD Aggregated USPS Administrative Data on Address Vacancies · St. Joseph County, Indiana
New homes permitted per 1,000 residents in one yearThis place is not listed in the Census Building Permits Survey; permits here are often issued and reported by the county.2.9US Census Building Permits Survey · 2025 annual · place
Business establishments per 1,000 residents21.926.3US Census County Business Patterns CB2300CBP · 2023 · St. Joseph County, Indiana
Change in business establishments over 5 years1.6%7.8%US Census County Business Patterns CB2300CBP · 2018 vs 2023 · St. Joseph County, Indiana
Change in jobs at local businesses over 5 years-1.6%6.1%US Census County Business Patterns CB2300CBP · 2018 vs 2023 · St. Joseph County, Indiana
Business addresses the Postal Service reports vacantThe HUD token is not registered for the USPS vacancy dataset.n/aHUD Aggregated USPS Administrative Data on Address Vacancies · St. Joseph County, Indiana
Average annual pay per local job$52,273$63,100US Census County Business Patterns CB2300CBP · 2023 · St. Joseph County, Indiana

Each measure is ranked against US cities and towns with 100,000 to 250,000 residents (238 in all), flipped where lower is better. Measures average into five categories, the categories average into one composite, and the composite is ranked against the same peers: A is the top 20%, then B, C, D, and F is the bottom 20%. "Thriving peers" is the level at the top-20% line. At least 3 of 5 categories are required. Business counts and Postal Service vacancy use St. Joseph County, Indiana, because neither is published for cities.

Population
102,866
Median income
$52,512
Median home value
$124,500
Housing vacancy
13.5%

Source: US Census ACS 5-year 2023.

Development signal: 58/100

people: 52money: 66land: 58access: pendingpower: pendingactivity: pending

A separate, unvalidated screen for building here, not part of the grade. Pending layers are excluded, never defaulted.

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Parcels and ownership, incentive citations, leadership contacts, and a downloadable underwriting memo for South Bend live inside the terminal.

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Cividian never fabricates a number. If a figure cannot be verified it is marked pending. Cividian provides research support, not investment, legal, or real estate advice.